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There are two types of health plans that can be sponsored by small businesses: managed health care and indemnity health. Managed health care plans provide its members with affordable health care by utilizing a network of contracted physicians who will perform medical services at discounted prices. Members receive higher insurance benefits and pay lower out of pocket expenses by getting care within the network. There are three types of managed health care plans: health maintenance organization (HMO), point of service (POS) and preferred provider organization (PPO).

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There are two types of health plans that can be sponsored by small businesses: managed health care and indemnity health. Managed health care plans provide its members with affordable health care by utilizing a network of contracted physicians who will perform medical services at discounted prices. Members receive higher insurance benefits and pay lower out of pocket expenses by getting care within the network. There are three types of managed health care plans: health maintenance organization (HMO), point of service (POS) and preferred provider organization (PPO).

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